At just $5 a unit per month, it’s worth checking out shukrentals.com or booking a live demo in the show notes. https://calendly.com/oliver-theshuk/shuk-demo — Use discount code TCREI20 for 20% off.

🎙️ About the TCREI Hosts

Adam Tafel – Investor, Realtor, and host of Twin Cities Real Estate Investing. Adam has helped hundreds of clients buy, sell, and analyze investment properties across the metro. He works daily with local investors and is passionate about building wealth through smart real estate strategies.
📩 adam@UpsidePropertySales.com

Tim Swierczek – Mortgage lender and experienced investor who helps clients structure financing to maximize returns and long-term wealth. Tim brings a practical, numbers-first approach that makes deals work in the real world.
📩 tim@timswierczek.com

💡 We’d love to meet with you and hear about your investing goals. Book a time with us here: TwinCitiesRealEstateInvesting.com/schedule

Episode Description — Michael Williams

Michael Williams—known on Instagram as @651michael—is a St. Paul developer working directly in the trenches of affordable housing. His pathway into development is unconventional and shaped by firsthand experience with the communities he serves. Michael brings a grounded, real-world understanding of the neighborhoods, the families who need housing, and the complexity of St. Paul’s attempts to make affordability actually happen.

This episode is not a clean “how-to become a developer” blueprint. Instead, Tim and Michael get deep into the weeds on down payment assistance, the structure of St. Paul’s affordable housing programs, and the gap between what these programs are designed to do and what they actually deliver. They break down where incentives help, where they fail, how red tape slows good projects, and why the system often leaves both families and developers frustrated. If you want an honest, unfiltered look at affordable housing in St. Paul from someone who builds it, this episode hits the mark.