Minnesota Insurance Is Out of Control — Here’s the Truth + 2026 Supply Data Analysis
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🎙️ About the TCREI Hosts
Adam Tafel – Investor, Realtor, and host of Twin Cities Real Estate Investing. Adam has helped hundreds of clients buy, sell, and analyze investment properties across the metro. He works daily with local investors and is passionate about building wealth through smart real estate strategies.
📩 adam@UpsidePropertySales.com
Tim Swierczek – Mortgage lender and experienced investor who helps clients structure financing to maximize returns and long-term wealth. Tim brings a practical, numbers-first approach that makes deals work in the real world.
📩 tim@timswierczek.com
💡 We’d love to meet with you and hear about your investing goals. Book a time with us here: TwinCitiesRealEstateInvesting.com/schedule
Episode Description
Jordan Porteous is an insurance broker with Goosehead Insurance who works closely with real estate investors across Minnesota and the Twin Cities. In this episode, Jordan explains why insurance premiums have jumped so aggressively, with a deep dive into the local and regional factors pushing Minnesota rates higher. We discuss how carriers are reassessing risk, what’s changing behind the scenes, and why many investors are getting blindsided by renewals.
We also zoom out to connect insurance with bigger-picture investing fundamentals. Adam and Tim share local housing supply data, what it tells us about risk and opportunity, and why we remain confident in Twin Cities real estate heading into 2026 based on supply constraints and population trends. We break down which submarkets and property types tend to get hit hardest during downturns and how investors can protect themselves. This episode ties insurance, data, and strategy together so you can invest more safely and more profitably.